Your privacy is important to Executive Personal Computers (EPC), Inc., and its global affiliates (collectively “EPC” or “we” or “our”). This Policy explains what Personal Data we collect from you, why we collect and process your personal data, when and with whom your personal data is shared, and your rights with respect to your Personal Data.

This policy applies to all EPC employees and employees of the EPC global
solutions affiliates.

In this Policy the term “Personal Data” means data that identifies or may be used to identify an individual person, including, but not limited to, a person’s name, date of birth, job title, address, email, phone number, or employer. In order to provide outstanding service, we must collect, maintain and process certain Personal Data about our customers, suppliers and other business
contacts. We recognize and respect your privacy concerns and expectations about how we use this information. We want you to know about our privacy policies and practices, and what we do to protect your Personal Data.

Personal Data We Collect on our Website
In general, you can visit EPC websites without telling us who you are and without giving any personal data about yourself. There are times, however, when we may need information from you. When you select the “Contact EPC” button, we will ask you to read and agree to this Privacy Policy before you submit your Personal Data to us.

If you apply for a job through our websites, we may collect and process Personal Data you submit to us such as name, address, references, and employment history in order to evaluate your qualifications for a job and contact your references. We will retain your information until the position is filled and for up to six months after the position is filled in case other positions become available.

In all cases in which you submit personal information over our websites, you may tell us that you do not want us to use this information to make further contact with you beyond fulfilling your requests, and we will respect your wishes. If you give us personal information about someone else, such as a spouse, a reference, or a work colleague, we will assume that you have that person’s permission to do so. In any case, we will only retain your personal data for as long as we have a legitimate and lawful reason to do so.

When you visit our websites, EPC may collect certain non-personal data by various means, one of which is “cookies.” Cookies tell website operators to recognize your computer when you revisit a site. Cookies help to improve the use of the website. Cookies also allow Web sites to analyze aggregate traffic on the site, in order to streamline navigation and keep the content fresh for all visitors. You can configure your browser to reject cookies. Cookies do not contain personal data, nor can they read or transmit any data on your computer’s hard drive. Regardless of cookies, all web-browsers transmit the IP address of the computer on which they are running. For most users accessing our websites from an Internet Service Provider (ISP), the IP address will be different every time you log on. IP addresses may be used for various purposes, including to: (1) diagnose service or technology problems reported by our users or engineers that are associated with the IP addresses controlled by a specific Web company or ISP, (2) develop the most appropriate advertising based on geographic area or information derived from IP addresses, (3) estimate the total number of users visiting EPC from specific countries or regions of the world, (4) assist EPC to track visits to our Web site, and (5) help determine which users have access privileges to certain EPC Web site content.

Personal Data We Collect from Customers and Suppliers
In order to carry out our business and to fulfill our contractual obligations, EPC must collect and process Personal Data of prospective and existing customers or suppliers. Examples of the types of Personal Data that EPC may collect from its customers, suppliers and other business contacts are:

• Name, title, address, email, and telephone number
• Proof of address such as copies of utility bills
• Copies of passports or other government issued identification
• Tax identification numbers
• Signatures on legal contracts
• Payment information
• Financial statements or other financial information

Why We Collect Personal Data
EPC only collects Personal Data for lawful purposes. These include:

• To provide customers with IT Asset Disposition products or services
• To facilitate the approval of transactions
• To obtain financing in connection with our products or services
• To respond to requests from the customer, financier, or supplier
• To detect or prevent fraud
• To assess or manage risk
• To perform internal audits
• To comply with anti-terrorism, anti-bribery, or anti-money laundering laws or other laws
• To comply with legal process, subpoenas, or other requests from government bodies
• As part of a sale, merger, acquisition, or similar change of control
• To ensure data security

Specific Rights regarding Personal Data of European Citizens
If you are a citizen of Europe residing within the European Economic Area, you may have the following rights under the General Data Protection Regulation:

• to be informed of this Policy and how EPC uses and processes your Personal Data;
• to request a copy of the Personal Data we have collected;
• to request that we correct any Personal Data that is inaccurate or incomplete;
• to request that we to delete or transfer to your possession such Personal Data for which we no longer have lawful reason to keep;
• to object to the processing of your Personal Data and to lodge a complaint with the relevant data protection authority.

Specific Rights regarding Personal Data of Residents of California
If you are a resident of the state of California you may have the following rights under the California Consumer Privacy Act “CCPA”:

• to be informed of your rights under the CCPA and how EPC uses and processes your Personal Data;
• to request a copy of the Personal Data we have collected;
• to request disclosure of Personal Data processed for a business purpose;
• to request that we delete or transfer to your possession such Personal Data for which we no longer have lawful reason to keep;
• and to be free of discrimination for exercising your rights under the CCPA.

Our Data Protection Principles:
EPC will treat your Personal Data as confidential. We respect your right to privacy. In all cases in which we collect your Personal Data according to this Policy, we will abide by the following principles:

• We will only collect your Personal Data with your full knowledge
• We will only collect and keep your Personal Data for a lawful purpose
• We will only keep that Personal Data which is necessary for the lawful purpose
• We will only keep your Personal Data for as long as the lawful purpose exists
• We will keep your Personal Data accurate to the extent it is reasonably practicable to do so
• We will store your Personal Data securely to prevent unauthorized or unnecessary disclosure
• We will process your Personal Data in accordance with your rights under the relevant data protection laws
• We will not transfer your Personal Data outside of its country of origin unless adequate protections are in place

Transfer or Sharing of Your Personal Data
Subject to the above Data Protection Principles and the terms of any valid and fully-executed non-disclosure agreement, EPC may transfer or share your personal data in the following circumstances:

1. Among our affiliates, including our sole shareholder, CSI Leasing, Inc. and it’s sole shareholder, Tokyo Century Corporation for the lawful purposes described in this Policy;
2. To third parties such as our banks, financiers, couriers and suppliers in order to deliver our services or to fulfill or enforce a contract;
3. To our attorneys, auditors, IT professionals or other third party service providers for the lawful purposes described in this Policy;
4. To government, regulatory, judicial or law enforcement bodies in response to official requests.

EPC may also utilize cloud based customer relationship management or IT service providers to store and process personal data. In all cases EPC will take reasonable steps to ensure that adequate technical and organizational measures are in place so that the transfer and storage of your personal data is secure from unauthorized disclosure, alteration or deletion.
EPC does not sell, rent, or share Personal Data we collect directly from you or about you from third parties with third party Advertisers for their own marketing purposes.

Case Studies
EPC websites may contain “case studies” describing scenarios when EPC customers benefited from EPC’s services and expertise. Because no two customers are alike, these case studies should only serve as examples of other customers’ experiences, and thus may differ from your experience.

Anti-Spam Policy
EPC does not tolerate spam and is committed to proper Web practices and full compliance with the CANSPAM Act of 2003 (15 U.S.C. §7701.) We do not sell or rent e-mail addresses to any unauthorized third party. This does not mean that we can prevent all spam from happening on the internet. If you believe that you have received an unsolicited e-mail from us, please contact EPC at privacy@epcusa.com and we will investigate.

Children
EPC websites are not intended for visitors under 18 years of age. We do not knowingly solicit or collect personal data from or about children, nor do we knowingly market our products or services to children.

Notices and Revisions
EPC may revise this privacy policy from time to time. You should periodically check the revision date at the top of this Web page to learn of any revisions.

Contact EPC, Inc.
To “opt out” or make other choices about your Personal Data or to exercise your rights, please email privacy@epcusa.com.

Effective: December 14, 2023.

CSI Leasing, Inc., and its subsidiaries are committed to complying with the laws and regulations enacted to protect the privacy of our customers, employees, agents, and contractors everywhere we do business.   This E.U.-U.S. and Swiss-U.S. Data Privacy Framework Policy (“Policy”) sets forth the principles that CSI Leasing, Inc., and its wholly-owned US subsidiary, Executive Personal Computers, Inc., (collectively, “CSI”)  agree to follow with respect to the collection, use, preservation and transfer of Personal Information from the European Union member countries (the “EU”) the United Kingdom (“UK”) and Switzerland to the United States.

CSI complies with the EU-U.S. Data Privacy Framework (“EU-U.S. DPF”) and Swiss-U.S. Data Privacy Framework set forth by the US Department of Commerce regarding the collection, use, and retention of personal information from persons in the EU member countries, the UK, and Switzerland.  CSI has certified that it adheres to the Data Privacy Framework Principles (“DPF Principles”) of notice, choice, accountability for onward transfer, security, data integrity, limitation of purpose, access, and recourse, enforcement and liability. If there is any conflict between this Policy and  the DPF Principles, the DPF Principles shall govern.

The Federal Trade Commission has jurisdiction over CSI’s compliance with the EU-U.S. DPF and Swiss-U.S. DPF.

All CSI employees who handle Personal Information from any EU member country, the UK, or Switzerland are required to comply with the DPF Principles stated in this Policy.

To learn more about the EU-U.S. DPF and Swiss-U.S. DPF and view CSI’s certification, please visit https://www.privacyframework.gov.

Definitions

Capitalized terms in this Policy have the following meanings:

Personal Information.  The term “Personal Information” means data or information that personally identifies or may be used to personally identify an individual, including an individual’s name, date and  place of birth, address, phone number,  marital status, education,  terms of employment, and salary information.

Sensitive Personal Information.  The term “Sensitive Personal Information” means any Personal Information that reveals the race, ethnic origin, political opinions, religious or philosophical beliefs, trade union membership, or information that concerns the health, sex life, or sexual orientation of the Individual.

Notice to Individuals

CSI notifies Individuals of its adherence to the  DPF Principles through its publicly available website at www.csileasing.com/dpf.  CSI will strive to ensure that its collection and use of Personal Information remains transparent to the relevant individuals. CSI will  take reasonable steps to notify individuals about (i) the purposes for which CSI collects and uses the Personal Information, (ii) how to contact CSI if the individual has any issues or concerns about CSI’s use of the Personal Information, (iii) the types of third parties with whom CSI’s shares the Personal Information (including international transfers of the Personal Information and disclosures within CSI), and (iv) the choice and means CSI offers individuals for limiting the use and disclosure of the Personal Information, unless furnishing notice would be impracticable or impossible under the circumstances.

Notices will be provided in plain language, and be furnished to individuals before their Personal Information is first collected or, if that is not possible, as soon as practicable thereafter.

Individual Choice

CSI believes individuals should be able to decide how CSI collects and uses their Personal Information to the greatest extent possible. Whenever possible or required by law, CSI should obtain the consent of an individual before collecting or processing their Personal Information and, where an individual withholds or later withdraws their consent, CSI will respect their indicated wishes. CSI will strive in particular to obtain the consent of individuals where CSI collects and processes Sensitive Personal Information, while recognizing it may in some instances be necessary to process such Information to protect adequately CSI’s legal rights and interests. When seeking an individual’s consent, CSI should provide the individual with sufficient information to allow the individual to make an informed decision, allow the individual to later withdraw their consent, and refrain from penalizing the individual for withholding their consent.

Onward Transfer of Personal Information

CSI will notify individuals when their Personal Information may be disclosed to third parties, if practicable. CSI will not disclose Personal Information to third parties except when required by law or when the individual has given his or her consent for such disclosure, or when reasonable assurances are given that the Personal Information will be legitimately processed and appropriately protected in accordance with the DPF Principles.

Prior to the international transfer of Personal Information, CSI should implement any additional measures that are required under any applicable laws regulating such transfer and only transfer Personal Information in furtherance of CSI’s own legitimate business needs.  CSI commits to cooperate and comply with the advice given by EU or UK data protection authorities with regard to human resources data transferred from the EU or the UK in the context of the employment relationship.

Security

CSI has implemented reasonable administrative, technical, and organizational measures to safeguard the Personal Information under its control or in its possession against loss, theft, misuse, unauthorized access, modification, disclosure, or destruction.

Data Integrity

CSI will only use Personal Information in accordance with any notices furnished to or consents obtained from individuals. CSI shall not process Personal Information for any additional, incompatible purposes unless it has re-notified the individual where required or as expressly permitted by law. CSI shall only collect Personal Information that is relevant to the business purposes for which it was lawfully obtained, and shall endeavor to keep the Personal Information accurate, complete, up-to-date and reliable.

Limited Purpose

CSI shall only collect, use, or disclose Personal Information by lawful and fair means, in accordance with applicable laws, and fully observing the legal rights of individuals. CSI shall only obtain or use Personal Information in order to fulfill CSI’s legitimate business purposes, such as (but not limited to) maintaining CSI’s customer accounts, maintaining regular communications with CSI customers, furnishing services to customers, complying with applicable legal and regulatory requirements, evaluating prospective applicants for positions at CSI, making hiring decisions, administering payroll and benefits to our employees, and protecting CSI’s legal rights and interests. CSI prohibits any unauthorized use of Personal Information by CSI personnel or its agents.

Access and Correction

CSI allows individuals to review the Personal Information that CSI holds relating to them unless such access would be inappropriate or unnecessary. Instances where access may legitimately be denied include where such access would materially prejudice CSI’s legitimate business interests or legal rights, adversely affect the privacy rights of third parties, or impose a disproportionate burden upon CSI given the attendant privacy risks to the individual. Where access is refused, CSI will, to the extent possible, inform individuals as to the reasons for the denial. If an individual establishes to CSI’s satisfaction that their Personal Information is inaccurate or incorrect, CSI shall promptly correct or amend the relevant Personal Information.

Compliance

CSI maintains an active privacy and data protection compliance program. The Chief Compliance Officer is responsible for implementing and overseeing the administration of this Policy. All CSI personnel are required to adhere to this Policy and any associated or supporting policies. Failure to do so may be grounds for disciplinary action up to and including termination.

Enforcement & Complaint Resolution

CSI routinely assesses its compliance with this Policy and has procedures to verify that it has implemented the Policy in conformity with the DPF Principles.   CSI is committed to assisting individuals in protecting their privacy and in providing opportunities to raise concerns about the processing of their Personal Information. Any questions, concerns, or complaints regarding the use or disclosure of personal information should be directed to the EU-U.S. Data Privacy Framework Officer (“DPF Officer”) as set forth below or to his designee located in the country in which you reside.  CSI will investigate and attempt to resolve complaints and disputes regarding use and disclosure of personal information in accordance with the principles contained in this Policy.

For complaints that cannot be resolved between CSI and the complainant not involving EU or UK human resources information, there is an independent recourse mechanism.  CSI has agreed to participate in the dispute resolution procedures of JAMS pursuant to the DPF Principles.  Under certain conditions, an individual may invoke binding arbitration and CSI may be found liable for wrongful onward transfers of Personal Information to third parties.   JAMS may be contacted at https://www.jamsadr.com/dpf-dispute-resolution

CSI has designated its Chief Compliance officer as its DPF Officer.  Questions, comments or complaints regarding this Policy or data collection and processing practices can be mailed or emailed to:

CSI LEASING, INC.

Attn: Chief Compliance Officer

9990 Old Olive Street Road, Ste. 101

St. Louis, Missouri 63141

Tel: 800‐955‐0960 or +1 (314) 997-7010

privacy@csileasing.com

Amendments

This Policy may be amended from time to time consistent with the requirements of the EU-U.S. or Swiss-U.S. Data Privacy Framework. Amendments to the Policy will be made public on this website as soon as reasonably practicable after they are adopted.

EPC, INC. WEB SITE TERMS OF USE.

Effective date: January 1, 2021.

INTRODUCTION

EPC, Inc. (“EPC” or “we” or “us”) operates this Web site (“Site”) to provide online access to information about EPC and the services and opportunities we provide (“Services”). By accessing and using this Site, you agree to each of the terms and conditions set forth herein (“Terms of Use”). If you do not agree to be legally bound by the Terms of Use, you should exit this Site immediately. Additional terms and conditions applicable to specific areas of this Site or to particular content or transactions are also posted in particular areas of the Site and, together with these Terms of Use, govern your use of those areas, content or transactions. These Terms of Use, together with applicable additional terms and conditions, are referred to as this “Agreement.”  EPC reserves the right to amend this Agreement at any time and will notify you of any such changes by posting the revised Agreement on the Site. You should check this Agreement periodically for changes. All changes shall be effective upon posting. Your continued use of the Site after any change to this Agreement constitutes your agreement to be bound by any such changes. EPC may terminate, suspend, change, or restrict access to all or any part of this Site without notice or liability.

LICENSE AND OWNERSHIP

Any and all intellectual property rights (“Intellectual Property”) associated with this Site and its contents (the “Content”) are the sole property of EPC, its affiliates or third parties. The Content is protected by copyright and other laws in both the United States and other countries. Elements of the Site are also protected by trade dress, trade secret, unfair competition, and other laws and may not be copied or imitated in whole or in part. All custom graphics, icons, and other items that appear on the Site are trademarks, service marks or trade dress (“Marks”) of EPC, its affiliates or other entities that have granted EPC the right and license to use such Marks and may not be used or interfered with in any manner without the express written consent of EPC. Except as otherwise expressly authorized by these Terms of Use, you may not copy, reproduce, modify, lease, loan, sell, create derivative works from, upload, transmit, or distribute the Intellectual Property of the Site in any way without EPC’s or the appropriate third party’s prior written permission. Except as expressly provided herein, EPC does not grant to you any express or implied rights to EPC’s or any third party’s Intellectual Property.

EPC grants you a limited, personal, nontransferable, nonsublicensable, revocable license to (a) access and use only the Site and Content only in the manner presented by EPC, and (b) access and use the EPC computer and network services offered within the Site (“EPC Systems”) only in the manner expressly permitted by EPC. Except for this limited license, EPC does not convey any interest in or to the EPC Systems, information or data available via the EPC Systems (the “Information”), Content, Services, Site or any other EPC property by permitting you to access the Site.  Except to the extent required by law or as expressly provided herein, none of the Content and/or Information found or accessed via the Site may be reverse engineered, modified, reproduced, republished, translated into any language or computer language, retransmitted in any form or by any means, resold or redistributed without the prior written consent of EPC. You may not make, sell, offer for sale, modify, reproduce, display, publicly perform, import, distribute, retransmit or otherwise use the Content in any way, unless expressly permitted to do so by EPC.

RESTRICTIONS ON THE USE OF THE SITE

In addition to other restrictions set forth in these Terms of Use, you agree that:

(a) You shall not disguise the origin of information transmitted through the Site.

(b) You will not place false or misleading information on the Site.

(c) You will not use or access any service, information, application or software available via the Site in a manner not expressly permitted by EPC.

(d) You will not input or upload to the Site any information which contains viruses, Trojan horses, worms, time bombs or other computer programming routines that are intended to damage, interfere with, intercept or expropriate any system, the Site or that infringes the Intellectual Property rights of another.

(e) You may not use or access the Site in any way that, in EPC’s judgment, adversely affects the performance or function of the Site, or interferes with the ability of authorized parties to access the EPC Systems, Services or the Site.

DOWNLOADING FILES

Any software available for download via the Site is the copyrighted work of EPC and/or its licensors. Use of such software is governed by the terms of the end user license agreement that accompanies or is included with the software. Downloading, installing, and/or using any such software indicates your acceptance of the terms of the end user license agreement. EPC cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection by software viruses or other harmful computer code, files or programs.

CASE STUDIES

The Site may contain “case studies” describing scenarios where EPC customers benefitted from EPC’s services and expertise.  Because no two customers are alike, these case studies should only serve as examples of other customers’ experiences, and thus may differ from your experience.

COPYRIGHT COMPLAINTS

If you believe, in good faith, that any materials on the Site infringe your copyrights, notifications of claimed copyright infringement should be sent, in accordance with Title 17, United States Code, Section 512(c)(2) (under the “Digital Millennium Copyright Act”) to EPC’s designated agent. Notification should include:

1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
2. a description of the copyrighted work that you claim has been infringed;
3. a description of where the material you claim is infringing is located on the Site;
4. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and
5. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or duly authorized to act on the copyright owner’s behalf.

EPC’s agent for notification of claimed copyright infringement is: Ms. Joan Kersting, 314-997-7010, fax: 314-997-7844, Joan.Kersting@csileasing.com.

NO WARRANTY

EPC MAKES NO REPRESENTATIONS ABOUT THE RESULTS TO BE OBTAINED FROM USING THIS SITE, EPC SYSTEMS, SERVICES, OR CONTENT.  THE USE OF SAME IS AT YOUR OWN RISK. THE SITE, SERVICES AND CONTENT ARE PROVIDED ON AN “AS IS” BASIS.  EPC AND ITS LICENSORS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND FITNESS FOR A PARTICULAR PURPOSE.  EPC AND ITS AFFILIATES, LICENSORS AND SUPPLIERS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, COMPLETENESS, SECURITY OR TIMELINESS OF THE CONTENT, INFORMATION OR SERVICES PROVIDED ON OR THROUGH THE USE OF THE SITE.  NO INFORMATION OBTAINED BY YOU FROM THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED BY EPC IN THESE TERMS OF USE.

SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTY, SO THE LIMITATIONS AND EXCLUSIONS IN THIS SECTION MAY NOT APPLY TO YOU.  IF YOU ARE DEALING AS A CONSUMER, YOUR STATUTORY RIGHTS THAT CANNOT BE WAIVED, IF ANY, ARE NOT AFFECTED BY THESE PROVISIONS.  YOU AGREE AND ACKNOWLEDGE THAT THE LIMITATIONS AND EXCLUSIONS OF LIABILITY AND WARRANTY PROVIDED IN THESE TERMS OF USE ARE FAIR AND REASONABLE.

LIMITATION OF LIABILITY

TO THE EXTENT PERMITTED BY APPLICABLE LAW AND TO THE EXTENT THAT EPC IS OTHERWISE FOUND RESPONSIBLE FOR ANY DAMAGES, EPC IS RESPONSIBLE FOR ACTUAL DAMAGES ONLY.  TO THE EXTENT PERMITTED BY LAW, IN NO EVENT SHALL EPC, ITS AFFILIATES, ITS LICENSORS, ITS SUPPLIERS OR ANY THIRD PARTIES MENTIONED ON THE SITE BE LIABLE FOR ANY INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION RESULTING FROM THE USE OF OR INABILITY TO USE THE SITE, EPC SYSTEMS, INFORMATION, SERVICES OR CONTENT WHETHER BASED ON WARRANTY, CONTRACT, TORT, DELICT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT EPC IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE EXTENT PERMITTED BY LAW, THE REMEDIES STATED FOR YOU IN THESE TERMS OF USE ARE EXCLUSIVE AND ARE LIMITED TO THOSE EXPRESSLY PROVIDED FOR IN THESE TERMS OF USE.

SUBMISSIONS TO THE SITE

Any and all submissions communicated to EPC through this Site (collectively, “Submissions”) will be deemed and remain the property of EPC, and EPC is entitled to use any Submission for any purpose, without restriction or compensation to the individual who has provided the Submission. Nothing herein contained shall be construed as limiting EPC’s responsibilities and obligations under its Privacy Policy.

INDEMNIFICATION

You agree to indemnify and hold harmless EPC from and against any and all claims, losses, expenses, or demands or liabilities, including attorneys’ fees and costs, incurred by EPC in connection with any claim by a third party (including any intellectual property claim) arising out of (i) Submissions that you communicate, submit, post to or transmit through the Site, or (ii) your use of the Site in violation of this Agreement or in violation of any applicable law. You further agree that you will cooperate as reasonably required in the defense of any such claims. EPC reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any such claim or matter without the written consent of EPC. You further agree to indemnify and hold harmless EPC from any claim arising from a third party’s use of information or materials of any kind that you post on the Site.

LINKS TO THIRD PARTY SITES

THIS SITE MAY CONTAIN LINKS TO SITES CONTROLLED, OWNED, AND OPERATED BY THIRD PARTIES (“THIRD PARTY SITES”). EPC CANNOT CONTROL AND HAS NO RESPONSIBILITY FOR THE ACCURACY OR AVAILABILITY OF INFORMATION PROVIDED ON THE THIRD PARTY SITES. YOU ACKNOWLEDGE THAT USE OF ANY THIRD PARTY SITES IS GOVERNED BY THE TERMS OF USE FOR THOSE WEB SITES, AND NOT BY THIS AGREEMENT. LINKS TO THIRD PARTY SITES DO NOT CONSTITUTE AN ENDORSEMENT BY EPC OF SUCH SITES OR THE CONTENT, PRODUCTS, ADVERTISING OR OTHER MATERIALS PRESENTED ON SUCH SITES, BUT ARE FOR YOUR CONVENIENCE AND YOU ACCESS THEM AT YOUR OWN RISK. EPC IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD PARTY WEB SITES, NOR DOES EPC MAKE ANY WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD PARTY WEB SITES, AND EPC SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT SUCH WEB SITES OR OTHERWISE.

USE OF PERSONALLY IDENTIFIABLE INFORMATION

Please review our most current Privacy Policy, which also governs your visit.

USER CONDUCT

You agree to use the Site only for lawful purposes. You are prohibited from any use of the Site, including the Content, Services, EPC Systems, which would constitute an illegal offense, give rise to liability or otherwise violate any applicable local, state, national or international law or regulation.  EPC makes no claims concerning whether the Content may be downloaded or are appropriate for use outside of the United States. If you access this Site from outside of the United States, you are solely responsible for ensuring compliance with the laws of your specific jurisdiction.

TERMINATION

You agree that EPC, in its sole discretion, may terminate or suspend the use of the Site, EPC Systems, Services, and Content at any time and for any or no reason in its sole discretion, even if access and use continues to be allowed to others.  Upon such suspension or termination, you must immediately (a) discontinue use of the Site, and (b) destroy any copies you have made of any portion of the Site, or Content.  Accessing the Site, EPC Systems or Services after such termination, suspension or discontinuation shall constitute an act of trespass.  Further, you agree that EPC shall not be liable to you or any third party for any termination or suspension of your access to the Site, EPC Systems and/or the Services.

GENERAL PROVISIONS

Failure by EPC to enforce any provision(s) of this Agreement shall not be as a waiver thereof. THIS AGREEMENT AND ALL OTHER ASPECTS OF YOUR USE OF THE SITE SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF MISSOURI, WITHOUT REGARD TO ITS CONFLICT OF LAWS RULES. All claims and disputes arising out of this Agreement, and applicable federal law or your use of the Site, other than actions for specific performance or injunctive relief brought by EPC, shall be exclusively brought in the federal, state, or local courts located in the State of Missouri, and, with regard to such claims and disputes, you hereby irrevocably (i) submit to the exercise of personal jurisdiction over you by those courts and (ii) waive any jurisdictional, venue, or inconvenient forum objections to such courts. Any cause of action you may have with respect to the Content, Services, EPC Systems and its Information, Site or this Agreement must be commenced within one (1) year after the claim or cause of action arose, or be barred. If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall be enforced to the fullest extent possible, and the remaining provisions of the Agreement shall remain in full force and effect. This Agreement will be binding on, inure to the benefit of, and be enforceable against the parties and their respective successors and assigns. Neither the course of conduct between parties nor trade practice shall act to modify any provision of the Agreement. All rights not expressly granted herein are hereby reserved.

CONTACT EPC

If you have questions regarding the Agreement or the practices of EPC, please contact us by e-mail, telephone or postal mail:

EPC, INC.
3941 Harry S. Truman Blvd.
St. Charles, Missouri 63301

Tel: 800-235-1046

contactepc@epcusa.com

EPC’s Environmental Policy

EPC is committed to the prevention of pollution, promoting worker health and safety, protecting workers rights to a workplace free of harassment and discrimination, maintaining a workplace free from harmful pollutants and hazardous conditions, compliance with environmental legislation and accountability for all hazardous e-waste and recycling per the Basel Convention. In addition, EPC takes a strong stance on social accountability, including a prohibition of forced and child labor, engages in a moratorium on prison labor and proactively consults with clients concerning their data security. Through programs emphasizing ongoing training and awareness, EPC sustains continual improvement as well as conformance to the requirements of our environmental management system.

OFFICIAL RULES

Sponsor: The Contest is sponsored by EPC, Inc.

NO PURCHASE NECESSARY TO ENTER OR WIN. INTERNET ACCESS AND A VALID E-MAIL ADDRESS ARE REQUIRED TO ENTER THE CONTEST. VOID WHERE PROHIBITED.

Contest Period:

The EPC 2022 IRA Dell Contest Giveaway begins on September 24th, 2022 at 12:00:01 AM Eastern Standard Time (“EST”) and ends on September 28th, 2021 at 11:59:59 PM Eastern Standard Time (“EST”) (the “2022 IRA Dell Envy Contest Giveaway Period”).

Eligibility:

The “EPC 2022 IRA Dell Envy Contest Giveaway” (the “Contest”) is open to registered attendees of the Investment Recovery Association Conference 2022, age eighteen (18) or older as of the date of entry, who have an active e-mail account and Internet access during the Contest Period. Participation in the Contest constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules (“Official Rules”). VOID WHERE PROHIBITED. Subject to all applicable federal, state and local laws.

To Enter:

The EPC 2022 IRA Dell Envy Contest Giveaway uses online signup to register for the Contest: Online Entry. Visit Enter Here during the Contest Period and fill out the entry form and follow the directions for submitting your information. By submitting a complete entry form you will be entered into the Contest drawing. Only one entry per person, per e-mail address is permitted, regardless of method of entry. Entrants submitting multiple entries or violating any of these Official Rules may be disqualified. No mechanically reproduced mail-in entries are allowed and any use of robotic, automatic, programmed or the like entry methods will void all such entries by such methods.

Prize Drawing:

All Contest entries meeting the requirements of these Official Rules will be entered into the prize drawing, to be held the last day of the Investment Recovery Association Conference 2022. The winner will be selected in a random drawing from among all eligible entries received.

Prizes and Odds:

The odds of winning a prize depend on the total number of eligible entries received. All decisions of the Prize Provider are final and binding. All Entries are subject to verification, confirmation and compliance with the Official Rules. The prize winner is solely responsible for any and all applicable fees and taxes associated with receipt and use of the prize. EPC will provide the Grand Prize Winner with an IRS Form 1099, if applicable, reflecting the actual final retail value of the prize or such other governmental tax forms that may be necessary, as determined in the sole discretion of EPC. Any registered trademarks are used for purposes of prize description only and such use is not intended to suggest or imply the sponsorship, endorsement, or the approval of this Contest.

Prize Limitations and Restrictions:

LIMIT one entry per person, per email address. Once submission is final, an entry cannot be deleted, canceled or modified. Participants should enter using only an e-mail address subscribed and registered in their name. In the event of a dispute as to Online Entries submitted by multiple individuals using the same e-mail account, subscriber is deemed to be the natural person who is assigned an e-mail address by an Internet access provider, online service provider or other organization that is responsible for assigning e-mail addresses or the domain associated with the submitted e-mail address. Prize Provider will not replace any lost, mutilated, or stolen prizes. The Prize Provider will be held harmless for any liability, loss, injury or damage, including, without limitation, personal injury, death or damage to personal or real property, to Entrant or any other person or entity due in whole or in part, directly or indirectly, by reason of the acceptance, possession, use or misuse of any prize (including any travel or activity related thereto). No cash or other substitution of prize is permitted. The Prize Provider will not replace any lost, damaged or stolen prizes. Winners are solely responsible for any and all federal, state, provincial and local taxes, if any, that apply to prizes.

Notification of Winners:

Winners will be notified by e-mail. If a selected winner cannot be contacted, is ineligible, fails to claim a prize and/or where applicable an affidavit of eligibility and publicity/liability release is not timely received, is incomplete or modified, the prize may be forfeited and an alternate winner selected from remaining valid, eligible entries timely submitted. In the event of a dispute regarding who submitted an entry, the entry will be deemed submitted by the authorized account holder of the e-mail account specified in the entry. “Authorized account holder” is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider, or other organization (e.g., business, educational institution, etc.) that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. By entering the Contest, you agree to be bound by these Official Rules.

The Contest is offered by EPC, Inc., 3941 Harry S Truman, St. Charles, MO 63301 which is not responsible for (i) late, lost, delayed, damaged, postage-due, incomplete, illegible, misdirected or undeliverable entries, responses, or other correspondence, whether by e-mail or postal mail or otherwise; (ii) theft, destruction, unauthorized access to or alterations of entry materials; or (iii) phone, electrical, network, computer, hardware, software program or transmission malfunctions, failures or difficulties. By entering the Contest, you further agree to release, indemnify, defend and hold its parent, affiliates, subsidiaries, directors, officers, employees, harmless, from any and all claims, injuries, damages, expenses or losses to person or property and/or liabilities of any nature that in any way arise from participation in this Contest or acceptance or use of a prize or parts thereof, including, without limitation, (i) any condition caused by events beyond prize providers control that may cause the Contest to be disrupted or corrupted; (ii) any injuries, losses, or damages (compensatory, direct, incidental, consequential or otherwise) of any kind arising in connection with or as a result of the prize, or acceptance, possession, or use of the prize, or from participation in the Contest; and (iii) any printing or typographical errors in any materials associated with the Contest. Participants agree to be bound by these Official Rules, and prize providers decisions in all respects relative to the Contest are final. The prize recipient is responsible for any income tax liability and should consult his/her tax advisor for the proper tax treatment of this income on his/her tax return.

Additional Conditions:

Except where prohibited, by participating in the Contest and winning and accepting any prize, winner consents to the use and publication of his/her name, photo and/or likeness, and statements attributed to winner (if true) for advertising and promotional purposes, including without limitation, inclusion in prize providers newsletters, and on the prize providers website located at www.epcmalaysia.com, without additional compensation. All entries become property of Prize Provider and none will be acknowledged or returned. Prize Provider reserves the right, in its sole discretion, to cancel, modify or suspend the Contest in whole or in part, in the event of fraud, technical or other difficulties or if the integrity of the Contest are compromised, without liability to the entrant. Prize Provider reserves the right to disqualify any entrant or winner, as determined by Prize Provider, in its sole discretion. The Contest are subject to these Official Rules and all applicable federal, state, provincial and local laws and regulations apply. As stated above, the Contest is void where prohibited or restricted by law. By participating in this Contest, you acknowledge that you have read these Official Rules and agree to abide by them and by the decisions of Prize Provider, which are final and binding on all matters pertaining to the Contest.

Dispute Resolution:

In the event of any dispute, claim, question, or disagreement arising from or relating to this agreement or the breach thereof, the parties hereto shall use their best efforts to settle the dispute, claim, question, or disagreement. To this effect, they shall consult and negotiate with each other in good faith and, recognizing their mutual interests, attempt to reach a just and equitable solution satisfactory to both parties. If they do not reach such solution within a period of 60 days, then, upon notice by either party to the other, all disputes, claims, questions, or differences shall be finally settled by arbitration administered by the American Arbitration Association in accordance with the provisions of its Commercial Arbitration Rules.

Privacy:

Except as otherwise stated herein or as otherwise agreed by entrant and prize provider, the information submitted by you in connection with an entry will be used for administering your participation in the Contest and in accordance with the terms and conditions of the EPC Privacy Policy.

Use of Data:

Prize provider will be collecting personal data about entrants online, and e-mail addresses from entry forms in accordance with its Privacy Policy. By participating in the Contest and providing your e-mail address, participants hereby acknowledge and agree to prize providers collection and usage of their personal information to alert entrants about future Contests and special product offers or company updates and information where law allows. EPC will not sell your personal data.

Sponsored by: EPC, Inc.

Sponsors Addresses:

3941 Harry S Truman

St. Charles, MO 63301